Assessing the Housing Stock of the Hudson Valley and Catskills Region

While it’s not everything, the period in which your house was built is a major factor in what heating or cooling solutions will be the most effective.

In this blog post, we’re going to take a look at the housing stock of Columbia, Dutchess, Greene and Ulster Counties to see when homes were usually built in the Hudson Valley, and how that affects the cooling options in each place.

Columbia County

PeriodUnits% of Total Housing
Built 2020 or later1790.54%
Built 2010 to 20191,5344.60%
Built 2000 to 20092,8728.62%
Built 1990 to 19992,7008.10%
Built 1980 to 19893,2279.68%
Built 1970 to 19794,75614.27%
Built 1960 to 19693,0329.10%
Built 1950 to 19592,9238.77%
Built 1940 to 19491,2443.73%
Built 1939 or earlier10,86432.59%

Columbia County’s housing market leans heavily toward older construction: a full 68.5% of homes were built before 1980, with nearly one-third (32.6%) predating 1940. New construction is rare—less than 5.2% of homes have been built since 2010, which means that most existing properties lack modern ductwork or energy-efficient design, as we often see in Hudson.

For summer comfort, homeowners here are far more likely to turn to window air conditioners, portable AC units, or ductless mini-splits than central air, since retrofitting older homes for full ducted systems can be expensive and invasive. Energy-conscious residents may also invest in whole-house fans or strategic shading to keep cooling costs down in these vintage properties.

Dutchess County

PeriodUnits% of Total Housing
Built 2020 or later5850.48%
Built 2010 to 20195,4464.44%
Built 2000 to 200910,8478.84%
Built 1990 to 199911,1649.10%
Built 1980 to 198915,13112.34%
Built 1970 to 197919,73816.09%
Built 1960 to 196916,66513.59%
Built 1950 to 195915,07612.29%
Built 1940 to 19495,9284.83%
Built 1939 or earlier22,05617.98%

Dutchess County’s housing stock is more evenly spread across the decades, with 57.4% of homes built before 1980 and a healthy share of mid-to-late 20th-century construction. Nearly one in six homes (16.1%) went up during the 1970s alone, and newer builds are more common here than in its neighboring rural counties: 8.9% date to 2000–2009 and 4.4% to 2010–2019. Because so many homes were built in the postwar and suburban expansion eras, central air conditioning is likely more prevalent and/or possible in Dutchess than in counties dominated by pre-1940 stock.

Still, older urban and village cores often rely on window AC units or ductless mini-splits, while newer subdivisions are far more likely to have full ducted central systems. The county’s mix of ages means residents see a broad range of cooling setups.

Greene County

PeriodUnits% of Total Housing
Built 2020 or later950.33%
Built 2010 to 20199083.13%
Built 2000 to 20093,29511.35%
Built 1990 to 19992,8859.94%
Built 1980 to 19894,26214.68%
Built 1970 to 19793,87913.36%
Built 1960 to 19692,6629.17%
Built 1950 to 19592,5288.71%
Built 1940 to 19491,1503.96%
Built 1939 or earlier7,37325.39%

Greene County blends historic charm with pockets of modern development. About 66.0% of homes were built before 1980, including more than a quarter (25.4%) from before 1940. At the same time, Greene leads the region in certain newer build eras: 11.4% of its housing stock was built in the 2000s, and 14.7% in the 1980s, reflecting spurts of growth tied to second-home buyers and Catskills tourism.

Older housing, especially in mountain hamlets and riverfront villages, often lacks ductwork, pushing residents toward window AC units, portable systems, or ductless mini-splits that can be installed without major renovations. Newer subdivisions in Coxsackie and ski-country chalets in Windham are more likely to have central air, but even there, some homeowners opt for high-efficiency mini-splits to handle both heating and cooling in one system.

Ulster County

PeriodUnits% of Total Housing
Built 2020 or later4410.51%
Built 2010 to 20193,9634.60%
Built 2000 to 20097,7719.02%
Built 1990 to 19996,6517.72%
Built 1980 to 198910,11411.74%
Built 1970 to 197910,78412.51%
Built 1960 to 19698,4799.84%
Built 1950 to 195911,05212.82%
Built 1940 to 19495,0945.91%
Built 1939 or earlier21,82925.33%

Ulster County’s housing stock skews older, with 65.4% of homes built before 1980 and more than a quarter (25.3%) predating 1940. The county also has a substantial mid-century footprint, with 12.8% of homes were built in the 1950s, 9.8% in the 1960s, and 12.5% in the 1970s, reflecting decades of suburban and small-town growth around Kingston, Saugerties, and the Town of Ulster.

New construction is modest, with only 4.6% of homes built since 2010. In historic stone houses, Victorian row homes, and early-20th-century farmhouses, residents tend to rely on window AC units, portable air conditioners, or ductless mini-splits, which are easier to integrate without altering the architecture. Meanwhile, postwar ranches and split-levels in the suburbs are more likely to have full central air systems, though many are older units ripe for energy-efficient upgrades.